Microfinance Is The Panacea For Gender Empowerment Essay

Microfinance Is The Panacea For Gender Empowerment - Essay Example However, donors and advocates of microfinance constantly over-exaggerate the power of microfinance and related assistance while at the same time disregarding critical and deeply embedded concerns that can be regarded as apparent to the intertwining setback of poverty and empowerment of women. The present wave of euphoria over microfinance overlooks the salient question: since a majority of women has been inducted into microenterprises, why is women’s empowerment still elusive? It is apparent that microfinance is hardly a panacea for gender empowerment; besides, microfinance has failed to triumph over overbearing patriarchal structures that propel subordination of women at either households and/or society level. The paper examines the assertion â€Å"microfinance is the panacea for gender empowerment†, the associated problems/concerns, and available proof and appreciates that micro lending plays a critical function in revolutionizing women’s economic empowerment; however, microfinance possesses the possibility of adversely affecting the general health of gender empowerment endeavours, especially if it exclusively spotlights the financial aspect of women’s empowerment. The paper discovers that there has been an exaggeration regarding the gender empowerment impact of microfinance. In practice, however, microfinance is only a step in the long road of empowering poor rural women and not a panacea for gender empowerment. ... Remarkably, the UN General Assembly adopted a resolution (A/60/210), recognizing the significance of microfinance in attaining the MDGs, outlining the significance of microfinance in attaining the MDGs, especially concerning goals 1 (reducing poverty) and goal 3 (revolving around gender parity and women’s empowerment). The accomplishment of some microlenders working with the poor, especially in Asia has put microlending high on the agenda of numerous development agencies. Numerous microfinance initiatives have been undertaken right from South America, to Asian and Africa, undoubtedly registering contrasting results (Onyuma and Shem 2005, p.199). Over the last two decades, microfinance initiatives have primarily been directed at poor women populations with the argument taking root on the question regarding whether microlending is, in essence, a decisive element to gender empowerment. This contest can be regarded as bordering west/south divide, and envelops theoretical analysis of studies touching on empowerment, especially on the link between microlending/microenterprise and gender empowerment that has constantly shaped microfinance discourse (Khandker 2005, p.263). The sociocultural landscape in target groups plays a critical function in shaping the results that can be derived from microenterprise projects and their relation to gender empowerment, rebutting one of the overriding hypotheses detailing that gender empowerment entails a routine result of micro lending (Mayoux 2002, p.77). In one phase of the continuum, proponents advance that microfinance bear constructive influences on aspects such as equality between genders, gender empowerment, and overall domestic/household wellbeing. In line with this thought, microfinance is considered as the

Emission Trading System in Australia Essay Example | Topics and Well Written Essays - 500 words

Emission Trading System in Australia - Essay Example This paper explores the Emission Trading System in Australia and its annihilation with focus placed on three economic variables (demand, supply, and government regulations). The price control (EMS elimination) was introduced with the view to lower the amount spent on environmental protection significantly by 2020. However, this process develops differently in the short run and in the long run. Elimination of the EMS in Australia will lead to reduced investment in the Australian market especially for manufacturing companies. Increase in government regulations encumbers economic growth because it makes the economy rigid and costly to invest in. The cost of investment in the Australian market generates two dissimilar effects on the economy. First, it increases the cost of investment in the country and the cost of environmental control within the country. The gridlocked EMS would lower the cost of carbon by $20 to $25 per ton (Davis & Taylor, 2011, p.1). This cost shifts to the investors, which raises operational costs. Second, it increases the price of manufactured commodities in the country. Increased investments (loanable funds) from LF0 to LF1 increases the supply of commodities showed through the curve SLF. The reverse is true when investment levels reduce irrespective of the reasons for the reduction. Reduction in investment can also arise from decreased profit margins due to increase in the operational costs for businesses operating within the country. The situation in Australia, with eradication of EMS, produces a combination of both factors working against increased investments in production companies in the country. However, the government regulation to switch to renewable sources of energy as an alternative to carbon emitting sources will reverse the situation (Wang & Blackmore, 2012, p.4389). The initial cost for the companies will definitely be high

Violence in Films | Analysis

Violence in Films | Analysis Violence is an important part of films in order to depict the sensational and explicit appeal. Films under the genre of gangster and war featured violence as the central theme of the film. The featuring of violence in these movies had to be accounted and was justified rationally. During the world war 11, Hollywood and the OWI made films were in American involvement in that war was justified and every concept or task undertaken by them in the film was made justifiable. The Americans were shown as duty bound officers performing their duties, righteous heroes who were fighting against oppression and dictatorship. Americans were considered the heros as they possessed the right stuff that made them first in their own place. Some of the ways the justification was made were that of 1. Thematic justification: in this, the theme of the movie or the background will show social disorder and loss of control in the country, and war is used as a way to bring peace and order to that country. thus violence is justified as it is bringing social order and resulting in a positive outcome. 2. Violence as a necessary part of patriotism : all soldiers of war are shown and praised as heroes in the movies. thus during the time of war, fighting was seen as a way of expressing your patriotism for your country and the violence involved in fighting was seen as necessary part of being patriotic. 3. Ideological justification: the USA justified the violence and killing in war by providing ideological excuses such as we fight for the right to be free, we fight for democracy etc. 4. War as a rite of passage: under this justification, the hero or the character will be shown as an irresponsible, carefree teenager who goes to war to fight and learns the lessons of life there. after fighting in battles, the boy comes back home as a wise and mature man. thus violence is playing the role of a teacher, transforming juvenile boys into responsible citizens. and thus, violence is justified. 5. Alienation and dehumanizing the enemy : here, the enemy is not seen as human and is portrayed as evil and monstrous and thus killing them is justified. 6. Portrayal of hatred with the Japanese and likeness with the Chinese: Though the Japanese and Chinese look alike, Hollywood films only show hatred toward the Japanese and not the Chinese. this bias could be because china became part of the allied forces and the USA saw the Chinese as friends in the war. 7. Oversimplified Dichotomy : a war is a result of many complex problems. there is good and bad in both sides in the war. thus, it becomes difficult to choose which side to support. but Hollywood war film would over simplify complex situation in to a simple choice between good and evil: showing the USA as good and the enemy as bad, thus forcing audiences to support the USA in the war. this is also a bias that can be observed in most war movies. The 3 Hollywood films selected by the subject to analyze and identify the presence of the above parameters of justifications are: Full metal jacket Saving private Ryan Inglorious Basterds __________________________________________________________ Film 1 FULL METAL JACKET Short Introduction: this movie was produced during the 1987s. Directed and written by Stanley Kubrick, it is an adaptation of the novel The short Timers. The film follows a team/unit of US Marines through their training and the experiences that the 2 marines of the team in the Tet Offensive during the Vietnam War. The title of the movie refers to the full metal jacket bullet used by infantry riflemen. Analysis: The movie in its totality is astonishingly beautiful yet insane. It is an epic piece that shows the inglorious indignities of the war. There are numerous scenes that are violent and yet justified to be shown as per the thematic justification. In this, the theme of the movie or the background will show social disorder and loss of control in the country, and war is used as a way to bring peace and order to that country. Thus violence is justified as it is bringing social order and resulting in a positive outcome. There are numerous rape scenes, smoking, profanity, drug, nudity, intense explicit along with heavy gore violence. The movie tries to show that violence does not solve violence. Even though the absurd and explicit scenes throughout the movie depict portrayal of violence, the movie through these scenes tries to show the dark side of human behavior. Violence in the film can be seen when a couple of men are punched in the groin by the drill instructor. Also a man shooting his dri ll instructor in the chest, shows blood splattered all around the place, the shooting takes place due to the intense suffering and frustration they go through, followed by which he puts the gun in his own mouth and pulls the trigger. The movie in itself shows Violence as a necessary part of patriotism wherein in all soldiers of war are shown and praised as heroes in the movies. . The movie best captures the absurd dehumanization involved throughout the war and also through the training periods, endless pre battle waitings and the bloody cleanup after the violent war. The dialogues in the film also show the extent to which the opponents or the characters are verbally dehumanized through vulgarity and unspeakable racial dialogues. The movie depicts the dark side of human nature and dehumanization. There are themes of dehumanization and human evilness depicted throughout the movie through its gore violence. Full Metal jacket gives a chance to explore the dark side of human psyche and violent nature of humans. There is no limitation to the heroic play of ambition. War is considered as a platform to fight and show the manliness in one self. There is training to men who come from different background and socio economic status. Learning to fight is justifiable were in men fight to protect, be it from anything. This shows that fighting is considered manly, and going out to fight in the war is manliness. It is basically the rite of passage which shows the hero or the character will be shown as an irresponsible, carefree teenager who goes to war to fight and learns the lessons of life there. After fighting in battles, the boy comes back home as a wise and mature man. Thus violence is playing the role of a teacher, transforming juvenile boys into responsible citizens. And thus, violence is justified. The punch line of the movie in itself shows the characters (men) are born to kill ! This also in a way describes the Ideological justification involved in the film. Here the USA justified the violenc e and killing in war by providing ideological excuses such as we fight for the right to be free, we fight for democracy. Hence the war is justified by them as a reason to achieve something that they think is important. During the time of war, fighting was seen as a way of expressing your patriotism for your country and the violence involved in fighting was seen as necessary part of being patriotic. The intense violence in the film is thus justified in its portrayal and that it is a very important component to the film .The movie shows a lot of men dying. Be it from the opponents or the party themselves, a lot of bloodshed and yet fighting despite having lost every resources proves the patriotism involved. Fighting in the war is justified as fighting for the country. This itself shows killing and bloodshed is a part of their patriotism and right to fight for their concern. The intense bloodshed and negativity against the killers shows hatred against them and how killing them and plotting against them is justified. The movie makes us to think that there is a reason why this is happening and that the characters are doing what is right and what ought to be done. It is shown as good , the complexity in understanding the entire sphere to the film is simplified by just showing the character as superior, logical and having done something that is right and that needs to be justified whether one likes it or not . There is a sense of dichotomy involved. A war is a result of many complex problems. There is good and bad in both sides in the war. Thus, it becomes difficult to choose which side to support. But Hollywood war film would over simplify complex situation in to a simple choice between good and evil: showing the USA as good and the enemy as bad, thus forcing audiences to support the USA in the war. This is also a bias that can be observed in most war movies. ___________________________________________________________________________ Film 2 SAVING PRIVATE RYAN The movie is a screen play by Robert Rodat, and directed by the famous Steven Spielberg. It is an epic World War II objective story. Analysis: This movie is very intense, has incredible violence, brutality, messiness and dark side involved in it. The most intense parts of the film are the battle scenes. The movie is all about a group of American soldiers in World War II, who are being appointed to find, hunt and bring back Private James Ryan who is supposedly fighting somewhere in the French country side. Through the search the movie depicts the various incidents that the men appointed for the mission encounters, which also leads to death of many of the men. This shows that fighting for a cause is justifiable. Thus the USA justified the violence and killing in war by providing ideological excuses such as we fight for the right to be free, we fight for democracy we fight for a reason etc. Hence the plot in itself ideologically justified what is featured. The film throughout contains clips that depict infliction of pain and serious physical harm which are lengthy, frequent and very gory in nature. The most notable one is that of the one in the opening shot of the film. The shots starts of with the US forces landing on the Omaha Beach on the D day, which is realistic in terms of the horror of war, the injuries and fatalities involved then ,the scene lasts for 25 min. Every man in the film is depicted either dying or dead. The injuries inflicted are horrible in nature. The most memorable are the scenes that involves a man holding on to his arm that is blown off in a bomb blast, a man who is still alive on the ground with his entrails spilling out and also a scene were a solider is dragging another injured solider to the beach only to realize when he turns back that he is dragging the feet of the solider which is blown off in the blast. Hence the very depiction of violence in the movie is justified. Thus, the most interesting character in the film is the sniper played by Barry Pepper, who calls on God for strength in shooting the enemy. Thus the film throughout shows dead bodies, bloody everywhere, bodily part scattered and sometimes making the audience disgusted to look at the gruesome projection of the dead soldiers from both the parties. This explains the extent of violence and bodily violence and gore that is projected in the film, is somewhere justified as part of dehumanization and hatred against the enemy. The mission and the hunt throughout the film show the patriotism they have towards their country and men of higher order. Thus the violence involved in the mission and their patriotism that keeps them driving despite the violence is commendable. all soldiers of war are shown and praised as heroes in the movies. thus during the time of war, fighting was seen as a way of expressing your patriotism for your country and the violence involved in fighting was seen as necessary part of being patriotic. The movie shows how the men are trained for the war, and how the new entry/freshers struggle with the lifestyle involved and that fighting for the country and putting up with the violence is not an easy task .It is a mans thing and requires strength and determination. The patriotism and the extent to which men fight and give up their lives for the country and higher personnels shows how men mature over a period of time and fighting in the war is manliness and changes their way of looking at life. It is a passage of rite. The war in the movie is a result of many complex problems, along with the search mission. There is good and bad in both sides to the war. Thus, it becomes difficult to choose which side to support. But the Hollywood war film would over simplify complex situation in to a simple choice between good and evil: showing the USA as good and the enemy as bad, thus forcing audiences to support the USA in the war. This is also a bias that can be observed in most war movies. The film shows how USA s off to rescue one of their men and how justifiable they are in everything that happens or that they do throughout their journey. There is a sense of over simplifying the dichotomy. It is left to the audience to perceive the right or wrong, but the projection done by the USA gives a glance into how they justify everything they do ___________________________________________________________________________ Film 3 INGLORIOUS BASTERDS The film is one of the best known war movies, which full violence to it. The film is visually graphic in terms of the explicitly involved in it. Violence in the movie is part of the war and in the fight mission to kill Nazis. Hence violence is justified as part of the war. There are very intense scenes like in the beginning were people are shot through the floorboards, there is bloody mist and a girl running covered in blood. The strangulation, scalping of the Nazis, beating the Nazi with a bat and a baseball hitting and cutting of throat, and scalp of the head are some the extreme violence openly displayed in the film. This also shows to the extent that enemy is dehumanized and alienated, there are scenes that show the extent to which they are treated as non humans where in someone shoots in the face multiple times and the skin is lifted off the face, these torture techniques show how the enemy is dehumanized. Also towards the end, the symbol of the swastika is craved on to Waltzs f orehead, symbolizing evil. All this denotes/ communicates human tragedy dehuman. All this shows how violence is justified and how patriotic they are in accomplishing their task through any means. The movie in itself lists a lot of propaganda that is used to get their motives. Scenes where they show, Lieutenant Aldo Raine ,who assembles a special unit of Jewish-American soldiers to get to their mission, standing on a heap of dead bodies with pride, shows victory, war and killing as celebration and how creating social order can gain back control. He represents the macho man who has set out on a war and achieved the purpose and thus justifying war as a rite of passage. A sense of thematic justification is seen in the film. Eg:In the teaser, Pitt tells his troop that they are going do one thing and only one thing which is killing the Nazis. And he states that they are going to be cruel as this will show them who they are in real. He asks his troops under him to get him at least 100 scalps. The movie justifies the violence and killing in war by providing ideological excuses such as we fight for the right to be free, we fight for democracy etc. The extent of cruelty can be seen here. In order to kill the Nazis, any means to achieve social order or their motive and control is adopted. In this, the theme of the movie or the background will show social disorder and loss of control in the country, and war is used as a way to bring peace and order to that country. Thus violence is justified as it is bringing social order and resulting in a positive outcome. Violence and hatred is shown at its peak here. The protagonist takes pleasure in the violence that is being undertaken. The film glories Vengeance, revenge, disrespect to humanity in every shot. The movie oversimplifies the dichotomy by proving that they are out there to kill Nazis and they are justified in killing their enemies in the most brutal way. They put across this in a way wherein they are the superior power who knows what steps need to be undertaken and in what way. But they put it across as the right, good way of how they have fought it out. Hence leaving the audience dazed with choice of their own to react how they feel like to the extent of cruelty and brutality that the movie depicts.

Essay on Falstaff in Henry IV Part I -- Henry IV Henry V Essays

The Character of Falstaff in Henry IV Part I  Ã‚   In Henry IV Part I, Shakespeare presents a collection of traditional heroes. Hotspur’s laudable valor, King Henry’s militaristic reign, and Hal’s princely transformation echo the socially extolled values of the Elizabethean male. Molding themselves after societal standards, these flat characters contrast Sir John Falstaff’s round, spirited personality. Through Falstaff’s unorthodox behavior and flagrant disregard for cultural traditions, Shakespeare advocates one’s personal values above society’s. Extolled as the "essence of Shakespeare’s dramatic art" (Bloom 299) and ridiculed as the symbol of self-indulgence and vice, the character of Sir John Falstaff, a loquacious knight, elicits a dichotomy within the Shakespearean critical community. This controversy originates in the rendition of Shakespeare’s intention in creating Sir John Falstaff. Literary critics such as John Dover Wilson and Edgar Stoll espouse that Shakespeare created Falstaff to serve as Hal’s "attendant spirit...typifying Vanity in every sense of the word" (Wilson 17). These anti-Falstaff carpers claim that the theme of Henry IV Part I, being a morality play, is the "growing-up of a madcap prince into the ideal king" (Wilson 22). If this were the case then Falstaff, "a besotted and disgusting old wretch" (Shaw qtd. in Goddard 71), represents an obstacle that Hal must overcome to tranform into a regal king. Asserting that Hal "associates Falstaff...with the devil" (Wilson 20), being the antit hesis of heroism and virtue, Falstaff "symbolizes...the feasting and good cheer for which Eastcheap stood, and reflects...the shifts, subterfuges, and shady tricks that decayed gentleman and soldiers were put to if they wi... ...is rivals; Hal gives up any personal freedom he might have displayed in order to follow in his father’s footsteps. Falstaff survives, not only years, but through centuries as well. Lauded, ridiculed, and analyzed Falstaff surpasses death by continuously published literary criticism and interpretation. No other Shakespearean character is as studied, examined, or investigated. Fascinating to spectators, Falstaff is a "character that will follow [the audience] out of the theatre." Works Cited Hazlitt, William. Hazlitt's Works. 8 vols. Ed. W. Carew Hazlitt. London: George Bell, 1905. Hazlitt, William. Hazlitt’s Criticism of Shakespeare: A Selection. Ed. R. S.White. New York: Edwin Mellen, 1996 Becker Bloom, Harold. Shakespeare: The Invention of the Human. New York: Riverhead Books, 1998 Bradley Desai Morgann Shaw Stoll Wilson Goddart

Palate-Able Delights: New Modes of Trade Finance

Consideration was to be given to the applicability of non-traditional online and offline moment and trade finance methods (such as those offered by Papal and UPS), open account terms and more stringent, traditional finance methods such as documentary letters of credit. After careful analysis of the circumstances in the case, it is recommended that PAD adopt a flexible payment system adopting a combination of methods. This is dues (due) to the variability In customers It plans to serve, ranging from small, retail orders to orders up to $150,000.Specifically, for orders up (to) or less than $2,000 PAD should employ a flexible, online method such as that offered by Papal, or the services offered by UPS, which include insurance, collections and financing solutions. For larger orders, a documentary collection method of payment provides PAD with the flexibility it needs in order to sell the goods to an alternate customer should a dispute arise before the products perish, while providing th e customer with much less complexity and expense relative to a documentary letter of credit. 1.Introduction and Case Summary The purpose of this report, commissioned by Mr. Jim Dick, Is to analyses the case ‘New Modes of Trade Finance' and answer all discussion questions attached. The case in question describes the situation of Palate-Able Delights (PAD), a niche retailer of high-end food products such as caviar, truffles and French champagnes, who (which) is In the process of assessing several markets for export of their numerous, highly perishable products. PAD Is attempting to determine Its best suited (best- suited) methods of payment, and is intrigued by non-traditional, online payment options such as Papal.However, impacting on the decision process are a number of important considerations. These are: * While largely focused on small, retail sales, PAD Is also considering larger orders of up to $150,000 In value. * PAD Is aware of the trend towards open account terms, and Is Interested In the benefits of conducting transactions on such terms. * Explicitly stated by PAD's SCOFF is that the trade finance solutions offered by UPS be assessed. * Given the perishable nature of PAD's products, speed of settlement must be Incorporated into the evaluation, as do the various cash flow and financing issues affecting both PAD and Its customers.The following sections address the discussion questions. 2 snouts PAD Adsorb some Incremental I costs In Exchange Tort AAA secure Opt to Stay with Traditional Trade Payment and Financing Systems? TTY, Ana Firstly, the nature of PAD's product, being highly perishable, means that both PAD and its customers face a unique risk which calls for a substantial level of importance placed on transit insurance, such as that offered by UPS Capital or Export Development Canada, to mitigate the risk of loss from product spoilage as a result of detrimental shipping issues (such as delays, mishandling, etc. . Given PAD's high margins an d position in a luxury, niche market, the cost of insurance is one that should be absorbed in exchange for the requisite security. In terms of trade payment, the risk of non-payment is significant, given a potential order size of up to $150,000. Important here, however, are the substantially varied sizes of customer PAD plans to serve – I. E. From the relatively small (single consumer, perhaps) to the very large (up to $150,000).This suggests that differing payment systems and, hence, levels of security and costs are warranted. Furthermore, along with the level of broad-based risk (I. E. Country, commercial and foreign exchange – where these are significant, high security methods such as L/CSS or confirmed L/CSS may be necessary, he costs of which should undoubtedly be absorbed), the type of payment system is dependent on the level of demand for PAD's product in a given market, and its objectives for that market.Although PAD is interested in trading on open account ter ms – by far the riskiest for exporters (FIT, 2008), presumably for the potential of greater sales, the risks are somewhat difficult to Justify. Specifically, PAD's a niche business offering high-end, gourmet products – not a commodity-type product attempting to enter a saturated market. As such, while open terms, given their reverence, may be necessary in markets where competition is high and entry to them is deemed strategically significant, PAD likely commands some level of market pull (demand) in most markets.This suggests that PAD's assumption of the substantial risks associated with open account terms is somewhat unnecessary and, given its high margins and assumed ability to absorb some additional costs, it should opt for a greater level of security. This is especially so for small, perhaps one-time customers, with order values of say, under $2,000. Here, non-traditional payment systems such as Papal or credit card facilities are more appropriate than the employ a nd time-consuming traditional payment types. Furthermore, these methods would typically involve payment-in-advance, providing PAD with a high level of security.Alternatively, the services provided by non-bank providers such as UPS Capital, and their Receivables Management Services, which provides credit insurance and collection services amongst others (UPS, 2010), may be appropriate for established, credible accounts who require a more flexible payment method. For large orders, however, the scale of risk increases – especially for those up to $150,000. Here, the security provided by traditional payment types – most appropriately a documents against payment method – and the subsequent absorption of their costs would be recommended.In all, PAD should absorb some incremental costs in exchange for added security. However, traditional trade payment and financing systems may not always provide the best way to garner this security, as ten practically AT sun mentors var ies according to ten size AT P orders, the market it's selling in, and the relationship with the customer. In response to the latter component of the question, a confirmed documentary letter of credit after review of PAD's needs is not the best option. Confirmed Documentary Letters ofCredit are expensive and time consuming and thus not effective when dealing with the purchasing and shipment of perishable foods. The use of Documentary Collections is more tailored to the needs of PAD as the documents arrive with the product. This means that if there is a disagreement or PAD's customer does not provide payment the documents are already with the product and quick resale is possible cutting down the spoilage of goods and ultimately profit. 3. How well suited is Papal, or some variation of online payment solutions to the PAD business model?PAD can offer an all-in-one online service which can be easy, fast and reliable to customers to improve its business. Papal is one such option PAD can use to improve its business online. Papal is customer friendly, with ease of access providing customers with various account types with multiple log-INS and, also, most importantly it's secure. It accepts almost all the major credit cards as well as debit cards which allow customers to make payments for small orders online relatively easily.Papal is the cheapest option available in terms of a Business Merchant account – for customers outside of the states there is no membership fee (residents of U. S pay $1. 90 or 2. 9% of the order depending on the company's purchase).. With regards to PAD ‘s customers, Papal can be time-consuming as it requires the customers to verify funds deposited by Papal into their account. Even though Papal is secure, it involves risks of fraud which, while generally not affecting the customer (as they are covered by Papal and can be reimbursed up to $2,000), may affect PAD via the losses associated with fraud.Merchant/ Business accounts are pro vided by banks which allow the acceptance of credit cards, debit cards or any other form of online payments. The payment is received and updated immediately through automated systems once the order is placed, confirmed and completed. This allows PAD to have direct access and control over the payment processing system and also by using a trade platform to manage open accounts in a manner that provides better payment visibility to suppliers. Also, the use of debit cards can be encouraged as they're easy for customers to use, and possibly less expensive than credit cards.Through this, PAD will gain more direct control over the payment processing system. Although, this additional control means that they will have to deal with credit card fraud directly as well as maintain the functionality of the website as a whole which ay not be possible depending on the understanding and experience employees have dealing with online payment methods. From the customers point of view there are less ste ps needed when making purchases online as well as there is no need to set up a customer account (unless for business specific reasons stated by PAD). 4.What are the Pros and Cons Related to Traditional Bank-provided Trade Finance, and Open Account Solutions? Do Non-Bank Providers Offer a Credible Solution? I en pros Ana cons related to traditional Dank-Provo account solutions are provided in Table 1, below. I Pros I Cons I Open Account I e trace Atlanta Ana open Open Account I * Potential to boost sales. * Least cost (explicit) intensive. * Least complex and time-consuming. I * Involves the highest risk of non-payment. * Increases cost of credit/receivables insurance. * High risk of disputes, leading to non-payment.

Dunkirk-Not a Triumph? Essay

Many people also believed that Dunkirk was a disaster; it was a disaster in a number of ways. Firstly, there were many casualties in the battle. 68,000 of the British Expeditionary Force perished during the barrage, along with about a quarter of the remaining French military. Along with the loss of vital live came the massive losses of equipment. Overall, nearly 40,000 pieces of equipment were surrendered to the enemy, including 17,000 machine guns, 12,000 field guns, 2,800 anti-aircraft guns and 475 tanks. This was one of the worst losses of equipment ever sustained by the British military. In this part of my essay I am going to prove how the next four sources challenge the interpretation of Dunkirk being a triumph. Firstly, to help the statement that Dunkirk was not a triumph is source B10 as it argues the fact that it was not organised there was a lot of waiting around and the horrific state of the soldiers, â€Å"while among the crowds on the beaches were shell-shocked, dazed so ldiers wandering about trying to find some shelter from the bombing.† The source was created by John Harris, a historian. This source is taken from a book about the great military battles. The purpose of this source is to sell and he wants other people to understand his point of view. This source is very reliable because it is written by a historian, therefore he will be very knowledgeable about the research and he will know what he is talking about, but the source was written in a poetic and dramatic way, so John Harris may be emphasizing the content of this source. The usefulness of this source is very good as it gives us a slight understanding of what state the soldiers were in, and what type of things they would experience whilst on the beaches of Dunkirk, â€Å"some of the men were even bomb-happy and on the edge of hysteria.† Meaning that soldiers were so tired that they were laughing; mentally falling apart and that there was no getting away from the bombs, they were constant. This source is also useful as it gives a soldiers point of view. However, the book is John’s own interpretation, meaning that it could be inaccurate. The next source that does support this statement is source B12 which disagrees that Dunkirk was a triumph as argues at it being â€Å"a military defeat†. However this source does portray across that it was â€Å"a propaganda victory†, this would be because newspapers started this myth of the battle being a victory and the government just let them carry on with it, did not question their decisions. The source was created by a BBC news reporter. The purpose of this was to give out information. This source is reliable as it is by the BBC, which a British news company that is repetitively well respected and trustworthy, the BBC are also criticising reports from starting the Dunkirk myth. However, this source is hindsight. This source would be useful as it helps prove the statement, ‘Dunkirk was not a triumph?’, because it shows that propaganda was used to manufacture of Dunkirk being a victory and almost rule out the negative side of Dunkirk. The third source that I will use that will support Dunkirk not being a triumph is B14. It tells us about a senior army officers experience during Dunkirk, already this source is reliable as Brian Horrocks was there, but he is remembering events that happened, but on the other hand you tend to always remember significant events. The purpose of this officer writing his autobiography is to make money,( to increase sales he has written it in an emotional way that will make it more interesting) celebrate his life story and use it as historical evidence. The author had first-hand experience of these events which makes it so reliable. The source tells us what a soldier would remember about the retreat to Dunkirk, â€Å"shame and exhaustion†- this would be because when the troops had returned to Britain Churchill would not allow them to go back and bring back more evacuees. Brian Horrocks gives us some idea of what the tactics were like for both sides, Nazis used Blitzkrieg and where well prepared, whereas Britain and France where making tactical errors and major flaws. The final source that I am going to use that will back up Dunkirk being a disaster is B16; Lord Haw-Haw is questioning Churchill’s tactics, Churchill being a liar and how many more lives he is willing to sacrifice. Lord Haw-Haw (British citizen, heavily influenced by the Nazis) broadcasted this on a radio hearing on the 17th June 1940. This source shows that not everyone believed in Winston Churchill’s views and therefore where willing to question him. The purpose was to undermine British confidence, so that eventually Churchill will start questioning himself, also undermined British propaganda.